82 results for:

401(k)

• Time for Some Intellectual Honesty from the ICI in the Retirement Debate

  I was all set to write about another topic this week, but upon reading the comments on Eric Schurenberg's recent post advocating change in the 401(k) system, I just had to chime in. And if you've read even a handful of my previous posts (such as the one on mutual fund expenses, or the one on...

  Blog posts | Aug 10, 2009

• The Best Retirement Plans

  Whether you’re working for a company or self-employed, these tax-favored savings plans can help you get your retirement account growing again. Has the market bottomed? Who knows? But there's one investing principle that's never in doubt: It always makes sense to grab every penny of tax...

  Articles | Mar 16, 2009

• What to Do With Your 401k Now

  With the stock market up, it may be time to adjust your investment portfolio. Figure out your stomach for risk, then calculate when you'll need your money, says MoneyWatch's Jill Schlesinger.

  Videos | Jul 30, 2009

• Why the 401k Doesn't Work

  As the default retirement plan of the United States, the 401(k) falls short, argues CBS MoneyWatch.com editor-in-chief Eric Schurenberg. He tells Jill Schlesinger why the plans don't work.

  Videos | Jun 29, 2009

• Obama's Retirement Plan Needs a Little More Nerve

  This weekend, the President announced a handful of new initiatives designed to make it easier for American workers to save more for retirement.  The initiatives supposedly make use of research from behavioral economics, the arm of the dismal science that incorporates the way people really act...

  Blog posts | Sep 8, 2009

• What Do Simple Investing Mistakes Cost? Try 75% of Your Wealth

  Everybody makes mistakes with their 401(k). You already know that. Everyone knows that.  Fidelity recently made the persistent errors of 401(k) savers the theme of their quarterly report on the 17,500 plans they administer. And on his last visit to the MoneyWatch office, T. Rowe Price PR...

  Blog posts | Sep 4, 2009

• 401(k)s: Recent changes not nearly good enough

  A new report shows Corporate America has been busy fixing what's wrong with its 401(k)s. Commendable for sure, but it is still not nearly good enough. There's still plenty wrong with 401(k)s; much of it systemic flaws Congress must step up to the plate and address if it is seriously concerned...

  Blog posts | Nov 23, 2009

• How to Restore a Devastated Nest Egg

  Dan and Barbara Hoffa felt a lot wealthier in 2007 than they do today. The market's plunge vaporized half of the Hoffas' portfolio, reducing their total liquid assets to about $900,000, a little more than half of which is arrayed in 401(k)s and a Roth IRA. The couple has an additional...

  Articles | Sep 15, 2009

• Government Guarantee For Your 401(k) Is a Bad Idea

  The New York Times recently ran an editorial on the problems they see with 401(k) plans, and suggested a solution to our retirement challenges would be some sort of government guaranteed return on our 401(k) plans. While it sounds nice, a guarantee would actually create more risk in the financial...

  Blog posts | Aug 26, 2009

• Actually, the Times Got it Right on 401(k)s

  The New York Times editorial page added its two cents to the retirement reform debate with a piece on Sunday. The editorial focused on the 401(k), as well it should.  You can't head off the looming retirement crisis until you acknowledge that the 401(k) is part of the problem. The 401(k)...

  Blog posts | Aug 25, 2009