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Stacey Bradford

• Nesting: Proper Estate Planning Takes Time

  Here I am two days past my due date and my baby has yet to arrive. As I look over my official "to-do" list, I'm annoyed that I still haven't managed to complete every task. Despite my best efforts, my husband's life insurance and life insurance trust are still not in place. by Stacey Bradford

  Blog posts | Sep 29, 2009

• Health Care Reform: Premiums Are Still Too High

  Don't thank Senator Max Baucus for tweaking his proposed health care plan and lowering premiums for moderate income households. According to my math, the price tag is still far more than most of those family budgets can handle. by Stacey Bradford

  Blog posts | Sep 23, 2009

• Health Care Reform: Do You Know What's Going On?

  Over the weekend, I participated in a lively debate about health care reform. What I found so striking was that the conversation didn't focus on liberal versus conservative agendas. Instead, the group found itself arguing over where legislation stood today and which proposals were still on the...

  Blog posts | Sep 21, 2009

• Health Insurance: What Families Can Expect Next Year

  In yesterday's post, I outlined the health insurance changes that await you for 2010, including higher out-of-pocket costs and fewer plan options to choose from. Today, I'd like to focus more attention on some of the strategies employers are using to save money on family coverage. To get a better...

  Blog posts | Sep 18, 2009

• Prepare to Pay More for Health Insurance in 2010

  Forget health care reform. If you really want to know what will affect your health related dollars in 2010 -- and you're lucky enough to have employer-sponsored insurance -- you're better off paying attention to the materials your human resources department hands out during open enrollment...

  Blog posts | Sep 17, 2009

• Nesting: Freelancing With Small Children

  I've been working for myself as a freelancer for the past nine months. The experience has certainly had its ups and downs. Now as I count down the days until my second baby arrives, I'm trying to decide if I want to continue on this way so I can spend more time with my kids or look for something...

  Blog posts | Sep 15, 2009

• Nesting: Don't Buy Life Insurance for Your Baby

  There's nothing I respect less than companies that market useless products to expectant moms and dads. Especially ones that do so by preying upon a parent-to-be's fears. My personal pet peeve is the pitch for baby life insurance. by Stacey Bradford

  Blog posts | Sep 11, 2009

• College Kids and Credit Cards: What Every Parent Needs to Know

  The plastic providers have one more chance to lure in college students before next year’s law prevents them. Here’s how to make your kid “card smart.” The era of “No Student Left Behind: Credit Card Edition” will come to an end early next year, thanks to the new credit card...

  Articles | Sep 10, 2009

• President Obama Wants You to Save More Money for Retirement

  Health care reform isn't the only thing on President Obama's mind these days. Over the weekend, he announced some administrative actions that he hopes will help workers save more money for retirement. While I'm only in favor of two of the three ideas, I love that these changes could get young...

  Blog posts | Sep 9, 2009

• The Costs When Caring for an Elderly Parent

  Earlier this week I wrote about the financial strain of caring for an ailing spouse. That got me thinking about the costs adult children may take on when they become caregivers for their parents. Is this yet another expense -- along with retirement and our own kids' college education -- we should...

  Blog posts | Sep 3, 2009