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Nancy F. Smith
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How to File a Homeowners Insurance Claim
Filing a claim on your house every time you experience damage isn?t always the best strategy, especially when the claim is small. Here?s how to figure out when it pays to make a claim ? and how to make sure you get the most money back when you do. “More than two claims in a...
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Homeowners Insurance: Make Sure You Are Covered
You probably think you have adequate homeowners insurance, but how carefully have you read the fine print? By some estimates, nearly two-thirds of homeowners don?t have enough insurance to replace their house and belongings if they were destroyed by fire or storm. Here?s how to fix your policy...
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Lower Your Property Taxes
Your house?s value plunged, but your taxes keep going up. Follow these steps to lower your tax bill. Though home prices have fallen roughly 18 percent a year since 2006, property taxes have actually risen ― by more than 7 percent annually on average. Lately, cash-starved...
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Winners and Losers in the New Job Market
The fall of Lehman and the broader financial crisis have transformed the job market. Among the consequences: Women are now better off than men and part-time is the new full-time. Here’s how you can succeed in the new economic order. But it’s not the sheer numbers of jobs shed that will...
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Buying a Foreclosure: 4 Smart Rules
Let’s get one thing out of the way: If you think that shopping foreclosure auctions is your ticket to a once-in-a-lifetime deal on a dream house, it’s time to lower your expectations. If anything, it’s the other way around: Foreclosures are creating...
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Real Estate Forecast: 3 Things to Know About the Housing Market
The real estate bubble was one of history’s great financial mass delusions, and the market will take years to recover. But some buyers will do very, very well. Prices Are Going Nowhere for at Least Seven Years Economists and real estate pundits quibble over...
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The New Job Market: Who Wins and Who Loses?
Recession, government spending, and demographics are transforming the workforce right before your eyes. To protect your career, make sure you’re on the right side of history. If history is any guide, unemployment will continue to rise after the recession bottoms out, according to Steve Hipple,...
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10 Best and 10 Worst Real Estate Markets for the Next Five Years
While the national median home price is not expected to climb much, if at all, in the next five years, there will be lots of movement at the local level. 10 Best Markets: Tacoma, WA (metro area) 20.7% Boulder, CO 17.5% Toledo, OH 16.7% Memphis, TN 16.5%...
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