It’s no secret that the Obama administration, the Fed, and Congress would love nothing more than to see banks start lending again — and, to some extent, they’re getting their way. And yet, as we’ve been warning you, small businesses are seeing their credit lines cut or shut, and thousands of people are facing reduced credit limits on their credit cards and home-equity lines. So, what’s the state of your own personal credit crunch? Could you get a loan or a credit card if you wanted one today? The answer: It all depends. Follow the links below to see whether you have what it takes to get all types of credit today — and if not, to learn what you can do to improve your chances of getting approved.

Click Here
track your portfolio