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A lot of marketing dollars have gone into convincing you that giving gift cards is better than giving cash, but that doesn’t make it true.
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Microsoft’s business plan was ‘basically an extension of the all-night poker games Bill [Gates] and I used to play back at Harvard.’ – CEO Steve Ballmer
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No college wants to admit that it will reject more needy students so they can embrace the affluent applicants.
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Tax Credit Extension And Expansion Is Signed
This afternoon, President Barack Obama signed legislation extending unemployment benefits and expanding the $8,000 first-time home buyer tax credit. Will this fix the housing crisis for good? by Ilyce Glink
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Are Points Tax-Deductible?
Are points, or prepaid interest, on a new condo tax-deductible? Usually. This piece helps homebuyers save money on your taxes. It looks at when points are deductible (primary residence, buyer or seller-paid interest) and when they're not (service fees hiding under another name.) by Alison Rogers
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Financial Aid Dilemma: Should I Apply for Financial Aid?
Many parents worry that applying for financial aid will ruin their teenagers' college admission chances. Kalman Chany, the author of Paying for College Without Going Broke, says filing for financial aid shouldn't ruin a child's admission chances for families who are debating what to do. by Lynn...
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College Admissions: Playing the Gender Card
Teenagers can may increase their college admission chances if they play the gender card. Some colleges want more women applicants and other schools are eager for more boys. You can uncover gender biases by looking at a college's Common Data Set, which is a wealth of information about a schools'...
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Most Effective Home Improvements for Home Sellers
From a HomeGain.com survey of Realtors, the top do-it-yourself improvements for homesellers. Cleaning, de-cluttering, home staging and plumbing repairs are all fixes which provide home sellers with high returns on investment. De-cluttering specifics are mentioned, with reference to the Clean...
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Health Reform: How to Make it Cheaper
An analysis of health insurance premiums in states that mandate coverage gives a glimpse of how rates might change under health reform. The results of this analysis aren't pretty. by Kathy Kristof
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Slash Your Medical Bills: 7 Ways to Haggle
Don?t be shy about bargaining over doctors? fees and hospital charges. Insurance companies pay a small fraction of the list price of medical procedures. You have nothing to lose, and lots to gain, by asking for a similar deal. Rising out-of-pocket costs have motivated many patients to...
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Does Your Family Live on Main Street or Wall Street?
Yes, it's a loaded question. Wall Street these days is wall-to-wall Gordon Gekko, Dick Fuld, and UAW freeloaders. In other words: greed, avarice, incompetence, highly compensated incompetence, and other supposedly un-American activities. Main Street, of course, is none of these things. It may...
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Are Colleges Discriminating Against Girls?
The U.S. Commission on Civil Rights is investigating whether liberal arts colleges are discriminating against female applicants. Some liberal arts colleges are worried about gender imbalance so they accept more male applicants. Universities that focus on engineering and science, however, accept...
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College Savings Smarts: Roth IRA vs. 529
Many parents like the idea of stashing college cash in a Roth IRA. But MoneyWatch.com's Ray Martin says this is a bad idea. Here's why
Cash Flow
Come to this section of MoneyWatch.com for expert advice on the saving and spending issues that have the biggest impact on your financial security: Buying and selling real estate, paying for college, cutting taxes, and creating a family financial strategy.
Active MoneyWatch What are folks in the community talking about
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