Financial Independence

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• Why It’s Worth It To Send My Kid to Yale

  By Eric Schurenberg | Nov 18, 2009 | 3 comments

  My daughter is applying to an elite (read expensive) college. Is the expense justifiable as an investment in her human capital? A close reading of the research says it is.

• Are We in Another Bubble?

  By Eric Schurenberg | Nov 11, 2009 | 0 comments

  Nouriel Roubini, aka Dr. Doom, makes a persuasive case that the weak dollar and low interest rates are building another massive asset bubble. What should a rational investor do?

• Why Financial Literacy is a Mirage

  By Eric Schurenberg | Nov 4, 2009 | 5 comments

  Financial literacy is today's Very Worthy Cause. In reality, though, it's no more than amiable smokescreen-a way to blame consumers for the financial industry's failures and head off reform that will really make a difference.

• The One Free Lunch Left for Investors

  By Eric Schurenberg | Oct 30, 2009 | 2 comments

  High quality growth stocks are trading at unusually low prices compared to the rest of the stock market. Comparative values this low are so rare that GMO chief investment officer Jeremy Grantham calls them "a free lunch."

• How to Profit from Insider Trading

  By Eric Schurenberg | Oct 27, 2009 | 0 comments

  Raj Rajaratnam, the putative head of the alleged insider trading ring at the Galleon Fund, may not have a firm grip on his moral compass. But he clearly knows one thing about stock picking-namely, that the only way to win consistently is to have information the market doesn’t. Rajaratnam’s problem, of course, is how he got [...]

• Want Recovery? History Says Be Patient. Very Patient.

  By Eric Schurenberg | Oct 23, 2009 | 3 comments

  Take a long enough perspective, and it is no surprise that what some had been calling the GGBAT (the Greatest Global Boom of All Time) ended with the GGRSGD (the Greatest Global Recession Since the Great Depression). Both the boom and its panicky finale fit neatly into a long, human tradition of greed, self-deception and [...]

• Enough with Dow 10,000! These Numbers Actually Count

  By Eric Schurenberg | Oct 19, 2009 | 0 comments

  Are you tired yet of the Dow at 10,000? I am, as most financial reporters are, even as we can’t seem to help but follow each uptick over the line as if it really meant all our economic troubles were over. So by way of putting the five-figure Dow in perspective-and as recompense for asking you [...]

• Retire the 401(k). Replace it With This.

  By Eric Schurenberg | Oct 15, 2009 | 11 comments

  Now that Time Magazine and the New York Times have joined CBS MoneyWatch at beating up on the 401(k), it’s only fair to ask what the country ought to have instead. The traditional pension that worked out fine in the Mad Men era turned out to be too static for a modern mobile workforce. So [...]

• Now Time Magazine Blasts the 401(k)

  By Eric Schurenberg | Oct 13, 2009 | 0 comments

  This week’s Time Magazine cover story looks at the nation’s de facto retirement program, the ubiquitous 401(k), and pronounces it inadequate. Welcome to the club, Time. This blog has been calling the 401(k) a failure since June.  In August, the NY Times weighed in, making the same points. Glad to see MoneyWatch.com is being read [...]

• What to Do About the Depressed Dollar

  By Eric Schurenberg | Oct 8, 2009 | 5 comments

  The dollar, the punching bag of global currencies, took another pounding in Asian currency markets today. It is not, as Vladimir Putin would have it, a sign of American eclipse. But don’t be afraid to take a hint, either. If all your money is in investments tied to the dollar, let this be your motivation [...]

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